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![Dave Ramsey's Baby Steps Are Outdated! [Find Out Why!] - Arrest Your Debt](https://arrestyourdebt.com/wp-content/uploads/2020/08/dave-ramsey-scaled.jpg "Dave Ramsey's Baby Steps Are Outdated! [Find Out Why!] - Arrest Your Debt")
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Dave Ramsey's Baby Steps (Plus the Critical Missing Step)
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